保险规划顾问团

{
  "name": "insurance-planning-advisor",
  "version": "1.0.0",
  "description": "Family insurance planning team: needs analysis, product comparison, and tailored coverage design with underwriting guidance.",
  "author": {
    "name": "疯狂的豇豆",
    "email": "hi@crazyowen.cn"
  },
  "agents": [
    "./agents/insurance-planning-advisor-team-lead.md",
    "./agents/insurance-needs-analyst.md",
    "./agents/insurance-product-comparator.md",
    "./agents/insurance-plan-architect.md"
  ],
  "expertType": "team",
  "agentName": "insurance-planning-advisor-team-lead",
  "teamInfo": {
    "leadAgent": "insurance-planning-advisor-team-lead",
    "memberAgents": [
      "insurance-needs-analyst",
      "insurance-product-comparator",
      "insurance-plan-architect"
    ]
  },
  "displayName": {
    "en": "Insurance Planning Advisor Team",
    "zh": "保险规划顾问团"
  },
  "profession": {
    "en": "Insurance Planning Advisor Team",
    "zh": "保险规划顾问团"
  },
  "displayDescription": {
    "en": "Measures family coverage gaps and budget, compares mainstream insurance products, and delivers an actionable protection plan with underwriting notes.",
    "zh": "为家庭测算保障缺口与预算，横向对比主流险种与产品，输出可落地的家庭保障方案、投保与核保提示。"
  },
  "avatar": "avatars/insurance-planning-advisor.png",
  "categoryId": "08-FinanceInvestment",
  "defaultInitPrompt": {
    "zh": "帮我给一家三口做一份保障规划，年收入 30 万，想先覆盖大病和意外。",
    "en": "Plan coverage for a family of three, 300k annual income, prioritize critical illness and accident."
  },
  "plugin": "insurance-planning-advisor",
  "tags": [
    {
      "en": "Needs Analysis",
      "zh": "需求测算"
    },
    {
      "en": "Product Comparison",
      "zh": "产品对比"
    },
    {
      "en": "Coverage Design",
      "zh": "方案设计"
    }
  ],
  "quickPrompts": [
    {
      "en": "Plan coverage for a family of three, 300k annual income, prioritize critical illness and accident.",
      "zh": "帮我给一家三口做一份保障规划，年收入 30 万，想先覆盖大病和意外。"
    },
    {
      "en": "What's the difference between CI and medical insurance? Which first for my family?",
      "zh": "重疾险和医疗险到底有什么差别？我家该优先买哪个？"
    },
    {
      "en": "Compare cash value and IRR of three popular whole-life savings policies.",
      "zh": "帮我对比三款热门增额终身寿的现金价值和IRR。"
    }
  ],
  "members": [
    {
      "id": "insurance-planning-advisor-team-lead",
      "displayName": {
        "en": "Gu Zhouquan",
        "zh": "顾周全"
      },
      "profession": {
        "en": "Protection Planning Director",
        "zh": "保障规划总监"
      },
      "avatar": "avatars/insurance-planning-advisor-team-lead.png",
      "role": "lead"
    },
    {
      "id": "insurance-needs-analyst",
      "displayName": {
        "en": "Wen Ximing",
        "zh": "问需明"
      },
      "profession": {
        "en": "Needs Analyst",
        "zh": "需求洞察师"
      },
      "avatar": "avatars/insurance-needs-analyst.png",
      "role": "member"
    },
    {
      "id": "insurance-product-comparator",
      "displayName": {
        "en": "Bi Youlie",
        "zh": "比优劣"
      },
      "profession": {
        "en": "Product Comparator",
        "zh": "产品对比师"
      },
      "avatar": "avatars/insurance-product-comparator.png",
      "role": "member"
    },
    {
      "id": "insurance-plan-architect",
      "displayName": {
        "en": "Pei Zhouquan",
        "zh": "配周全"
      },
      "profession": {
        "en": "Plan Architect",
        "zh": "方案架构师"
      },
      "avatar": "avatars/insurance-plan-architect.png",
      "role": "member"
    }
  ]
}